Does Medi-Share CoverHospitalization?
Hospitalization costs are generally shareable under Medi-Share’s plans, provided you’ve reached your annual household portion (AHP), and the cause of hospitalization doesn’t fall under the pre-existing condition exclusions above.
However, you’ll still be responsible for the provider fee, which is $200 for ER visits, and $35 for other incidents.
Does Medi-Share Cover Surgery?
Surgery costs are generally shareable under Medi-Share’s plans, provided you’ve reached your annual household portion (AHP), and the cause of hospitalization doesn’t fall under the pre-existing condition exclusions above.
This also includes anesthesiology fees, and rehab costs following surgery.
However, you’ll still be responsible for the provider fee, which is $200 for ER visits, and $35 for other incidents.
Also, unlike some other health sharing ministries, Medi-Share does not impose a waiting period for cancer-related surgeries.
Does Medi-Share Cover Cancer Treatment?
Yes, Medi-Share does cover cancer treatment, including radiation, surgery, and chemotherapy – provided the cancer is not listed in medical records as a pre-existing condition.
That means you cannot have shown symptoms or received treatment or medication for your cancer for at least 36 months. See the section above describing Medi-Share’s sharing policy related to pre-existing conditions.
Unlike many other health sharing ministries, Medi-Share does not impose a “waiting period” on sharing expenses related to a new cancer diagnosis – that is, for cancers not documented in any previous medical records.
You’ll have to cover provider fees: Usually $35 per physicians’ visit, and $200 for ER visits.
You’ll also have to cover your annual household portion.
If there are no pre-existing condition restrictions, cancer treatment costs are sharable, and Medi-Share will share them, minus your AHP amount outstanding for the year, plus the provider fees.
Does Medi-Share Cover COVID Hospitalization?
Medi-Share will generally assist you with the cost of a COVID hospitalization, minus your annual household portion. If you go to the ER, you’ll be responsible for a $200 provider fee, in addition to any AHP amount you may have left over going into your hospital visit.
If you’re admitted to the hospital, you should present the entire bill to Medi-Share for sharing. They’ll negotiate the eventual price, and pay any shareable amounts on your behalf.
Does Medi-Share Cover Cataract Surgery?
Medi-Share generally considers cataract Surgery is generally considered a shareable expense. You should present your Medi-Share ID card at the time of treatment.
If you’re a Medicare beneficiary and enrolled in Medi-Share’s “65+” cost sharing plan,the provider will bill Medicare for the costs of the surgery. Once Medicare pays its portion under Medicare Parts a and B, then they’ll bill Medi-Share for amounts left over.
Medi-Share will then pay any costs eligible for sharing, minus any annual household portion (AHP) you still have to cover.
Medi-Share members are always responsible for paying the provider fee of $35.
For Medi-Share’s other plans, you should still have the provider send the whole bill to Medi-Share for consideration. Medi-Share will pay any sharable amounts, minus any annual household portion (AHP) you still have left over for the year.
Note: If the cataracts are a pre-existing condition, limitations may apply – especially within the first 36 months of membership.
Does Medi-Share Cover Weight Loss Surgery?
Yes, Medi-Share generally considers medically-necessary bariatric and/or liposuction and similar surgeries to be sharable medical expenses, though subject to some pre-existing condition restrictions.
Elective weight loss surgery will not qualify as shareable with Medi-Share. Only medically-necessary surgery.
You’ll still be responsible for your annual household portion (AHP), and a $35 provider fee.
As with the other conditions listed above, you should ask the provider to send the entire bill to Medi-Share for consideration. Medi-Share will make sure the bill is shareable under the pre-existing condition terms of the health sharing agreement. They will then subtract the provider fee and any annual household portion amounts you still have for the year.
Sign Up Now for Health Sharing!
Health sharing is a proven way for Americans to save up to 50% compared to unsubsidized traditional health insurance premiums. It’s particularly effective for people in good health who don’t qualify for a significant subsidy under the Affordable Care Act.
Medi-Share is a great money-saving option. But it’s just one of many possible health sharing organizations.
To learn more about how health sharing may benefit you, or to find out how to save money, improve your protection against unexpected medical costs, or both, click here and make an appointment with a Personal Benefits Manager today!
The process is very easy, simple, and low-stress. And our services are always free: There’s no charge to you whatsoever!
You can also Apply Online if you are ready to sign up.
Here are some additional blogs: Does Medi-Share Cover Maternity Expenses?
